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Income Protection Insurance

Income protection insurance protects the policyholder if his income is lost due to illness, accident, or unemployment. Not only can lost wages be protected under income protection insurance, but mortgage and other payments can be made to protect the policyholder’s credit rating if he finds himself without work. Income protection insurance is not designed to provide incom... : Income Protection Insurance

Travel insurance, and how it can save your trip

If you’ve heard of Murphy’s law, you’ll know that if something is going to go wrong, then it will go wrong while you’re on vacation, and outside the boundaries of your normal insurance policies. This is where the value of travel insurance comes into play, and how it can save your entire trip.At one time, travel insurance was considered to be a luxur... : Travel insurance, and how it can save your trip

Business Insurance

Business Insurance Business insurance can be purchased for a one-person operation all the way up to a mega-corporation. There are many reasons why a company would want to invest in business insurance. Business insurance can protect business owners in case of employee liability or loss of income through employee crime, or in case they a... : Business Insurance

Disability Insurance Information

Disability Income Insurance is insurance coverage that provides monthly payments, up to a specified amount and for a specific time period after a covered illness or injury occurs. Insurance must be purchased prior to your illness or injury. Disability Insurance provides a way to protect your income and your standard of living. Disability Insurance protects your most valuable asset—You, and your ability to earn income. If you become disabled, you most likely will not be able to earn enou... : Disability Insurance Information

Universal Life Insurance

Universal Life insurance is a variation of Whole Life. The insurance part of the policy is separated from the investment portion of the policy. The investment portion is invested in bonds and mortgages, the investment portion of Universal Life is invested in money market funds. The cash value portion of the policy is set up as an accumulation fund. Investment income is credited to the accumulation fund. The death benefit portion is paid for out of the a... : Universal Life Insurance
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